Investments & Insurance Services

Commitment and dedication to a future goal is what connects our business to our clients and their families. Whether they’re business owners, executives, professionals or entrepreneurs, we follow a disciplined approach to assess the full picture, analyze the options and continuously monitor the progress towards the goal.

 

Discover Financial Solutions for all stages of your life. If you would like more information on how we can help you live your dream, click here to arrange an initial consultation.

Minimize the Cost of Borrowing & Accelerate your Savings

Our team has developed a program that enables you to take advantage of some of the best in savings accounts, lines of credit, mortgages, GICs and many other banking services. We will map out a full cash and credit management plan to help you lower your borrowing costs and increase your savings rates.

Working with IPC, our team can shop the market for the best interest rates on your behalf. 

 

Get on Track to Home Ownership

A major dream for many people is owning a home or vacation property – free and clear. Taking the time to scrutinize the interest you pay and “shop around” for your mortgage before you make the commitment is a worthwhile exercise.

Whether it’s your first home, a home renovation, or a vacation property, through our partnership with Mortgage Intelligence Inc. & Invis Inc., we have access to a complete suite of financial products selected from among Canada’s foremost banks and trust companies.

 

Create your RRSP Portfolio

Unless you’ve been living in a cave for most of your adult life, you’re probably more than familiar with the idea that it’s important to contribute to your RRSP annually and reap the benefits of tax-deferred growth on your money. What you may not have realized however, is that there are strategies beyond simple contribution that can make a big difference to your end-result at retirement.

Our Portfolio Management System allows us to build an optimal portfolio for your needs – one that will help you achieve the long-term rate of return you need to reach your goals, at a risk level you are comfortable with in the near term.

 

Create Distinct Plans for Future Education

 

Registered Education Savings Plans (RESPs) have been around since 1998, but haven’t taken off like wildfire, possibly because they’re a bit complex to understand. The short story is that you can dedicate resources to fund the cost of a child’s — or grandchild’s — post-secondary education. The amounts you invest don’t result in a tax deduction, but the money compounds without tax just like an RRSP. What makes RESPs attractive is the 20% (and sometimes higher) federal grant that is earned on the first $2,500 invested each year up to a maximum of $7,200 per child.

Whether you’re wondering how to set up an RESP, how to maximize your contributions or how to start payments, contact us and let us guide you through the next steps.

 

Reduce your taxes and channel your tax refunds efficiently to Build your Future

Canadians are among the most heavily taxed citizens in the world, so it’s our right and privilege to ensure that we take advantage of any tax saving opportunities on the road to maximizing your assets. Whether it’s simply taking advantage of RRSPs, RESPs, RRIFs, TFSAs or RDSPs, our team can guide you to a tax strategy that will allow you the confidence to know you’ve maximized your tax saving opportunities.

 

Reduce the impact of Life's "what ifs": disability, critical illness or premature death

It’s the subject no one wants to talk about, but estate planning is much bigger than “having a will”. Our team can help you develop an estate plan to protect you and your family in the event of disability or critical illness, as well as establish a plan to minimize the tax on capital assets left to your heirs.

Taking care of these important steps today, can make your estate as smooth and stress-free as possible and, although not guaranteed, afford you a better night’s sleep.

 

Paint the picture for your Retirement as it nears

Whether you are planning to retire or have already retired, our team can help you quantify the cost of the lifestyle you desire and create a realistic plan to support it.

Your plan considers such factors as government programs, pensions, other sources of retirement income, life expectancy and historical rates of inflation. Based on an analysis of your situation and goals, your plan works to balance your everyday needs with those for the future to allow you to live your retirement with confidence and peace of mind.

 

   Our clients know that they can rely on a defined, consistent approach to financial planning, a commitment to a long term relationship and a clear & transparent map to execute your financial plan.

Book Your Consultation and let us help you take the next step

to financial freedom!